The Atlanta, Georgia skyline

Serving all 159 Georgia counties

Money left over from your foreclosure or tax sale may still be yours.

When a Georgia property sells at a foreclosure or tax sale for more than what was owed, the extra money — the excess funds — is held by the county until the rightful owner claims it. We find it, file it, and recover it for you.

No upfront fees — we only get paid when you do

Court-filed claims handled start to finish

Georgia only — deep knowledge of GA excess funds law

$4.2M+

Recovered for Georgia families

159

Georgia counties covered

6–9 mo

Typical court timeline

$0

Upfront cost to you

Free eligibility check

Find out in two minutes if a Georgia county is holding money for you

Answer a few questions about the property and we'll review the county sheriff's and tax commissioner's records for unclaimed excess funds — free, confidential, and with no obligation.

  • We search Georgia county excess funds lists and foreclosure filings
  • A recovery specialist reviews your case within one business day
  • If there’s money to claim, we handle every court filing for you
  • You pay nothing unless we recover your funds

Prefer to talk?

(800) 642-2443

Monday–Friday, 9am–6pm ET. Free consultation.

Step 1 of 2

How it works

From unclaimed money to your mailbox, in four steps

Georgia's excess funds claim process runs through the tax commissioner or superior court in each county and typically takes three to six months. We manage every step so you don't have to navigate it alone.

01

We locate your funds

Tell us about the property. We search Georgia county excess funds lists, sheriff’s sale records, and tax commissioner filings to confirm whether excess money exists and exactly how much is being held.

02

We prepare your claim

Our team gathers deeds, payoff statements, heir documentation, and lien records, then prepares a complete excess funds claim under O.C.G.A. § 48-4-5 — the paperwork most claims get rejected over.

03

We file with the county

Your claim is filed with the tax commissioner or superior court in the Georgia county where the property sold. We respond to any objections from other claimants or lienholders on your behalf.

04

You receive your money

Once the claim is approved, the county releases your funds. Only then is our contingency fee deducted — if we don’t recover, you owe us nothing.

A Georgia family home

Unclaimed excess funds can eventually escheat to the state. Deadlines matter — the sooner a claim is filed, the stronger it is.

What are excess funds?

The money most former homeowners never know they're owed

Every year, millions of dollars from Georgia foreclosure and tax sales go unclaimed — sitting with county tax commissioners because former owners were never told the money exists, or assumed the sale took everything.

Foreclosure auctions

When a foreclosed Georgia home sells at public auction for more than the judgment owed, the difference is excess funds — and under O.C.G.A. § 48-4-5 it belongs to the former owner, not the bank.

Tax foreclosures

When a Georgia county forecloses on unpaid property taxes and the property sells for more than the debt, the former owner or heirs can claim the remaining equity held by the tax commissioner.

Heirs and estates

Excess funds don’t disappear when an owner passes away. Spouses, children, and estate representatives can claim what’s owed with the right documentation.

Statewide coverage

Every county, every courthouse in Georgia

Excess funds claims are filed in the county where the property was sold. We work in all 159 Georgia counties — from Atlanta to Savannah to Valdosta — and know each county tax commissioner's office by name.

Metro Atlanta

Fulton, DeKalb, Gwinnett, Cobb, Clayton & the metro area

Coastal Georgia

Chatham, Glynn, Liberty & the coast

North Georgia

Cherokee, Forsyth, Hall & the mountains

All 159 Counties

Every county courthouse in the State of Georgia

Appling CountyAtkinson CountyBacon CountyBaker CountyBaldwin CountyBanks CountyBarrow CountyBartow CountyBen Hill CountyBerrien CountyBibb CountyBleckley CountyBrantley CountyBrooks CountyBryan CountyBulloch CountyBurke CountyButts CountyCalhoun CountyCamden CountyCandler CountyCarroll CountyCatoosa CountyCharlton CountyChatham CountyChattahoochee CountyChattooga CountyCherokee CountyClarke CountyClay CountyClayton CountyClinch CountyCobb CountyCoffee CountyColquitt CountyColumbia CountyCook CountyCoweta CountyCrawford CountyCrisp CountyDade CountyDawson CountyDecatur CountyDeKalb CountyDodge CountyDooly CountyDougherty CountyDouglas CountyEarly CountyEchols CountyEffingham CountyElbert CountyEmanuel CountyEvans CountyFannin CountyFayette CountyFloyd CountyForsyth CountyFranklin CountyFulton CountyGilmer CountyGlascock CountyGlynn CountyGordon CountyGrady CountyGreene CountyGwinnett CountyHabersham CountyHall CountyHancock CountyHaralson CountyHarris CountyHart CountyHeard CountyHenry CountyHouston CountyIrwin CountyJackson CountyJasper CountyJeff Davis CountyJefferson CountyJenkins CountyJohnson CountyJones CountyLamar CountyLanier CountyLaurens CountyLee CountyLiberty CountyLincoln CountyLong CountyLowndes CountyLumpkin CountyMacon CountyMadison CountyMarion CountyMcDuffie CountyMcIntosh CountyMeriwether CountyMiller CountyMitchell CountyMonroe CountyMontgomery CountyMorgan CountyMurray CountyMuscogee CountyNewton CountyOconee CountyOglethorpe CountyPaulding CountyPeach CountyPickens CountyPierce CountyPike CountyPolk CountyPulaski CountyPutnam CountyQuitman CountyRabun CountyRandolph CountyRichmond CountyRockdale CountySchley CountyScreven CountySeminole CountySpalding CountyStephens CountyStewart CountySumter CountyTalbot CountyTaliaferro CountyTattnall CountyTaylor CountyTelfair CountyTerrell CountyThomas CountyTift CountyToombs CountyTowns CountyTreutlen CountyTroup CountyTurner CountyTwiggs CountyUnion CountyUpson CountyWalker CountyWalton CountyWare CountyWarren CountyWashington CountyWayne CountyWebster CountyWheeler CountyWhite CountyWhitfield CountyWilcox CountyWilkes CountyWilkinson CountyWorth County

Why GASurplusFunds

Recovery done the right way, for Georgia families

You've already been through a foreclosure or tax sale. The claim process shouldn't be another ordeal — or another risk.

A recovery specialist meeting with a client

Pure contingency — zero upfront cost

Our fee is a percentage of what we recover, collected only after the court releases your money. If we recover nothing, you pay nothing. Ever.

Georgia excess funds law, mastered

Excess funds claims in Georgia run through the county tax commissioner or superior court under O.C.G.A. § 48-4-5, with strict proof and notice rules. We file these claims every week — it’s all we do.

Complete, rejection-proof filings

Most self-filed claims stall over missing documents or improper notice to lienholders. Our packages are built to clear court review the first time.

We protect you from predatory offers

Some firms buy claims for pennies on the dollar. We work for a fair contingency so you keep the maximum share of your own money.

You get updates, not silence

A dedicated case manager, a real person, updates you at every milestone — verification, hearing, order signed, check issued.

Heirs and estates welcome

Claiming on behalf of a parent or spouse who passed? We handle the extra probate and kinship documentation these cases require.

Client Stories

Georgians who got their money back

Real recoveries for homeowners and heirs across Georgia.

I had no idea money was sitting with the county after my mother’s house sold. GASurplusFunds found it, handled every piece of paperwork, and the check arrived without me ever stepping into a courthouse.

Dorothy M.

Heir claim, Fulton County

$38,400 recovered

After the foreclosure I thought everything was gone. They explained the excess funds process in plain English, kept me updated at every step, and never asked for a dollar upfront.

James R.

Foreclosure surplus, Gwinnett County

$52,150 recovered

Two other companies offered to buy my claim for a fraction of its value. This team filed it properly with the tax commissioner and I kept far more of my own money. Worth every bit of the wait.

Angela T.

Tax sale surplus, Chatham County

$27,900 recovered

Testimonials reflect individual experiences; results vary by case. Names abbreviated for privacy.

Common questions

Everything people ask before they claim

Straight answers about the money, the process, and what it costs. Still unsure? Start a free check — it takes two minutes.

If your Georgia property was sold at a foreclosure auction or through a tax sale for more than the total debt owed, the difference is excess funds held by the county tax commissioner. Most people are never notified. Our free eligibility check searches the county records for your property and tells you definitively whether funds exist.

The Atlanta, Georgia skyline at dusk

The county won't call you about your money. We will.

Every month excess funds sit unclaimed, they move closer to escheating to the state. A two-minute check costs nothing and could recover thousands that are legally yours.